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Why Your Online Credit Card Payment is SafeThe website you have just come from uses the Payecom Credit Card Payment Gateway to safely handle the processes involved in accepting your online credit card payment authorisation.THAWTE SSL Certificate The merchants secure Payecom gateway utilises Secure Socket Layer protection (SSL) to ensure the communication is only between you and the merchants secure Payecom system. The presence of a live secure connection can be confirmed by a small padlock icon that will appear bottom right of your browser's window. Also, you may click on the THAWTE link that is displayed on both the Payecom payment and receipt pages to obtain independant confirmation directly from THAWTE that the secure certificate is valid. Security Of Your Actual Credit Card Data Your credit card and transaction data is not permanently stored by Payecom. This is very different to when a real time payment gateway handles live transaction online. A typical real time gateway will store information about your credit card payment transaction so the merchant can view this online via a reporting website at any time. While this may be an accepted practice with real time gateways, the fact is when Information is permanently stored and accessible online it can never be guaranteed 100% safe. This is why Payecom does things very differently. Payeom does not permanently store any data, no credit card numbers, no names, no expiry dates, nothing. As far as the internet is concerned, after the merchant is in receipt of your payment it is as if your transaction simply never took place. It is an ultimate form of security for credit card paying customers. In the now famous words of Mr Damien Croft, CEO of ComCron, "You simply can not get a better way to protect credit card information on the internet than for it not to exist on the internet." Combine this with Payecom's 2,048bit Asymmetric Cryptography and you have every reason to believe your data is being handled more safely and securely than ever before. Extra Security For The Merchant Too Payecom's unique security does much more than just make it safer for online credit card paying customers, its also the merchant who benefits. With Payecom the merchant's merchant account at their bank is not required to be left permanently accessable to everyone on the open internet as it is when a real time payment gateway is used to transact live on a website or shoppingg cart. With Payecom the merchant's own merchant account at their bank is well away from the vulnerabilities of the world wide web. The merchant is in unique control of what is transacted into their merchant account and what isn't. This one fundamental of the Payecom system can greatly reduce instances of falling victim fo credit card fraud and costly bank "charge backs". All About Risks Its all about the risks and the merchant whose website or shopping cart you've just come from is not prepared to risk anything when it comes to the security of your credit card payment and transaction data. |
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